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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. When you purchase an annuity, you are purchasing a

A) whole life policy.
B) guaranteed income.
C) disability insurance policy.
D) universal life policy.

2. To apply for a life or health insurance policy,

A) the insured individual's medical history may be reviewed and reported.
B) a physical examination must be performed by a licensed physician.
C) all possible serious medical conditions must be diagnosed and recorded.
D) the insured must report all information about family illnesses.

3. A single contract for group medical insurance issued to an employer is known as

A) a conglomerate policy.
B) a master policy.
C) an employer policy.
D) a certificate policy.

4. Every licensee must keep records pertaining to insurance transactions for how many years?

A) 10
B) 5
C) 3
D) 7

5. An alien insurer is which one of the following?

A) One formed under the laws of a state other than Oklahoma.
B) One formed under the laws of a country other than the United States of America.
C) One formed under the laws of a state geographically bordering Oklahoma.
D) One formed under the laws of Oklahoma.

Solutions: